Offering health insurance to your employees is a valuable investment. It attracts top talent, boosts morale, and improves employee retention. However, navigating the complexities of small business health insurance can feel daunting. This page provides a comprehensive overview to help you make informed decisions.
Preferred Provider Organizations (PPOs): Offer more flexibility in choosing doctors and specialists, but usually have higher premiums.
Health Maintenance Organizations (HMOs): Typically lower premiums, but require you to choose a primary care physician (PCP) and obtain referrals for specialists.
High-Deductible Health Plans (HDHPs): Lower premiums but higher deductibles, often paired with Health Savings Accounts (HSAs).
Offering quality health insurance demonstrates your commitment to your employees' well-being. By carefully considering your options and choosing the right plan, you can create a healthier, happier, and more productive workforce while also benefiting your business's bottom line.